Student loan debt per person by US states, 2025
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Highest: District of Columbia $12,650, Georgia $7,120, Maryland $6,830, New Jersey $6,540, Connecticut $6,470.
Lowest: Wyoming $3,180, Hawaii $3,810, Alaska $3,860, New Mexico $3,900, Utah $3,980.
Biggest rises since 2024: New Hampshire +1.9% ($5,840 to $5,950), Rhode Island +1.8% ($5,530 to $5,630), Illinois +0.5% ($5,910 to $5,940).
Biggest falls since 2024: Wyoming -9.9% ($3,530 to $3,180), Alaska -7.7% ($4,180 to $3,860), Hawaii -7.1% ($4,100 to $3,810).
51 US states with data; median $5,270.
Source: Federal Reserve Bank of New York, State Level Household Debt Statistics (New York Fed Consumer Credit Panel / Equifax) (New York Fed Terms of Use (reuse with attribution)). Figures updated 20 October 2026.
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