Auto loan debt per person by US states, 2025
Auto loans — US Economy, a map app on Mappit.
Highest: Texas $8,000, Louisiana $7,000, New Mexico $7,000, Mississippi $6,680, West Virginia $6,650.
Lowest: District of Columbia $3,350, Hawaii $3,990, Massachusetts $4,310, New York $4,320, Oregon $4,360.
Biggest rises since 2024: West Virginia +5.2% ($6,320 to $6,650), Mississippi +3.2% ($6,470 to $6,680), New Mexico +3.2% ($6,780 to $7,000).
Biggest falls since 2024: Rhode Island -9.1% ($4,820 to $4,380), District of Columbia -6.4% ($3,580 to $3,350), New Jersey -4.5% ($5,090 to $4,860).
51 US states with data; median $5,430.
Source: Federal Reserve Bank of New York, State Level Household Debt Statistics (New York Fed Consumer Credit Panel / Equifax) (New York Fed Terms of Use (reuse with attribution)). Figures updated 20 October 2026.
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